I can’t believe its almost the end of January 2018!

Some will be glad to see the end of it I’m sure as its often a pretty depressing month - especially in the UK when typically the weather is at its worst and the daylight is short

The festive holidays are far behind and its back to the same old same old 

I remember from my corporate days that it was also a crappy month financially. We were paid early in December which was nice at the time but made January a very lean month - 

Two mortgage payments coming off the same pay check - Arghhhh!! 

In fact the term Blue Monday was coined to describe the third Monday in January which is considered by many to be the most depressing day of the year 

Well Blue Monday was last week and I hope it wasn’t “Too blueish” for you as a character in the Beatles film Yellow Submarine was fond of saying. 

But if it was then you must surely be keen to buck that trend ahead of next January?

You can do that by skilling up for the digital economy

Where you can realistically write your own paycheck, end your time poverty and create your own schedule 

Start your University level education with SFM and you can even earn as you learn in your own time.

No more Blue Mondays - START HERE 

Cheers!